Digital Lending

Lender Price product & pricing engine

Every accurate mortgage decision starts with the right pricing engine.

Lender Price brings product, pricing, eligibility and locking together in one modern, cloud-native platform—giving lenders the intelligence to price confidently, execute faster and deliver better digital experiences.

LIVE PRICING RESPONSE
Eligible products18 returned
Best execution30-Year Fixed
Price & adjustments6.125% / 101.375
Decision statusREADY TO LOCK

What Lender Price delivers

A mortgage PPE built for the way lenders actually operate.

Configure the products, rules, margins and workflows that make your business different—then make that intelligence available across retail, wholesale, correspondent, consumer-direct and broker channels.

01 / PRODUCT

Complex product coverage without complexity.

Support agency, jumbo, non-QM, home equity, reverse, RTL and other programs with configurable product definitions, adjustments and eligibility.

02 / PRICE

Current, controlled pricing.

Manage rate sheets, LLPAs, margins, overlays and branch, region or loan-officer controls from a central, governed pricing foundation.

03 / EXECUTION

Move from quote to lock with confidence.

Bring pricing intelligence into the workflow so teams can quote, compare scenarios, select products and advance the loan without unnecessary handoffs.

Built for every channel

One source of truth for every pricing moment.

The engine supports the operational nuance lenders need while keeping the borrower, loan officer, lock desk and capital-markets teams aligned around the same governed decisioning logic.

01 / DISCOVERPresent relevant loan options and payments.
02 / VALIDATEApply product eligibility, adjustments and overlays.
03 / OPTIMIZECompare products and execution strategies.
04 / EXECUTEAdvance through lock and downstream workflow.

API-powered digital lending

Put trusted pricing intelligence anywhere your customers work.

Lender Price APIs make it possible to embed product, price and eligibility into your POS, LOS, broker portal, consumer experience or proprietary platform—without forcing a one-size-fits-all front end.

PRODUCTSReturn available programs and product attributes for the scenario at hand.
PRICINGRetrieve real-time price, rate, payment and adjustment results.
ELIGIBILITYValidate requirements and guide users toward viable loan paths.
SCENARIOSCompare terms, products and pricing outcomes before a decision is made.
WORKFLOWConnect approved pricing intelligence to digital application and lending workflows.
{  "borrowerJourney": "purchase",  "loanScenario": {    "purpose": "purchase",    "channel": "retail"  },  "results": {    "products": 18,    "bestExecution": "30-Year Fixed",    "nextAction": "continue_application"  },  "poweredBy": "Lender Price"}

APIs are designed to support lending workflows and integrations. Exact endpoints and implementation patterns are tailored to each deployment.

AI-ready without sacrificing control

Give digital and AI solutions a trusted decisioning foundation.

AI can improve the experience around mortgage pricing—helping users explore, explain and move to the next step. Lender Price keeps the underlying product, pricing and eligibility calculations deterministic, governed and auditable.

TRUSTED OUTPUTS

Ground AI experiences in current pricing intelligence.

Connect AI-assisted borrower journeys and lender tools to controlled product, price and eligibility results instead of unsupported assumptions.

MODULAR ACCESS

Use the APIs your experience needs.

Build a mini-pricer, scenario explorer, guided application, broker portal or internal workflow on the same pricing foundation.

GOVERNED LOGIC

Keep the decision engine accountable.

Maintain ownership of pricing rules, margins, adjustments and eligibility logic while modern interfaces evolve around it.

Pricing that powers growth

Bring your lending strategy to every screen, every channel and every borrower moment.

See how Lender Price can help your team deliver accurate pricing, clearer choices and a faster path from inquiry to lock.